The cost of your comprehensive car insurance policy depends on a range of factors, including your age, location, driving history, your vehicle’s make and model, and whether you keep your car in a garage or not.

With comprehensive insurance, you’re covered for everything from a car crash to a hail storm (note: some exclusions apply – please refer to the PDS for terms and conditions).

Let’s break down the name ‘third party fire & theft’ to show you exactly what you’re covered for if you take out this insurance:

Third party – this is cover for any damage or loss that your car or motorcycle causes to another person’s vehicle or property (some exclusions, like driving under the influence, apply)

Fire – this is cover for your car if it’s a write-off or damaged as a result of fire

Theft – this is cover for your car if it’s stolen or damaged in an attempted theft. Your keys are covered, too.